How Billionaire Investors Protect Their Wealth & Fortune

Above: How Billionaire Investors Protect Their Wealth & Fortune.

It can take a lifetime to build a fortune like Warren Buffett or Ray Dalio. But, as all billionaires know, there is always risk present in the stock market, and even though a catastrophic geopolitical or financial event is very unlikely, it is important to be prepared for anything.

The World’s Biggest Real Estate Bubbles In 2019

Courtesy of: Visual Capitalist

Above: The World’s Biggest Real Estate Bubbles In 2019.

The World’s Biggest Real Estate Bubbles In 2019

With the current stock market bull run reaching nearly 10 years in length, it’s understandable that many investors are nervous about the end of the party coming sooner than later. However, as UBS notes in its latest report, there is also growing concern about another prominent bubble that has been in the works since the aftermath of the financial crisis.

Large amounts of easy money have fueled real estate bubbles in the world’s major cities, and the Swiss investment bank UBS now sees the property markets in six global cities as being at risk.

The Biggest Real Estate Bubbles In The World.
The Biggest Real Estate Bubbles In The World.

Hong Kong tops the “Real Estate Bubble” index this year. Any city with a score over 1.5 is considered at “Bubble Risk”, and right now those include two cities from Canada (Vancouver and Toronto), one from Asia (Hong Kong), and three from Europe (Amsterdam, London, and Munich in Germany). It is also very important to note that there are four cities that score just under the 1.5 real estate bubble threshold: Stockholm, Paris, San Francisco in California, and Frankfurt in Germany.

Above: The Most Expensive Real Estate In The United States: San Francisco Or New York?

Whether it is a real estate housing bubble or not, many real estate investors agree that San Francisco’s housing situation is still a crisis. In the San Francisco Bay Area, approximately 60% of all rental units are in rental controlled buildings, and the median single family house price is an incredible $1.7 million United States Dollars.

About ZARZAR LAND

ZARZAR LAND was founded on December 1998 with the simple mission of giving interested investors with limited finances and/or expertise access to quality real estate investment opportunities. ZARZAR LAND is an innovative and prestigious land group that works closely with various government agencies and institutions. Discover more at:

http://www.zarzarland.com

Stocks That Pay Monthly Dividends To Investors

What income investor doesn’t enjoy the frequent monthly payouts and reliable cash flow that can come from owning monthly dividend stocks, trusts, and other investments such as real estate investment trusts? The ability to offset predictable expenses such as mortgage payments and utility bills every month with income from monthly dividends provides the ultimate convenience, timeliness, and peace of mind for many investors.

Apple Hospitality REIT (Real Estate Investment Trust)

Apple Hospitality REIT (APLE) is one of the hotel industry’s largest owners of select service and extended stay hotels. Apple Hospitality invests in only two brands, Hilton (HLT) and Marriott (MAR), and is one of the top five owners of Hilton and Marriott hotels nationwide. This real estate investment trust (REIT) owns 241 hotels in 34 states and focuses on top business traveler markets such as Los Angeles, San Diego, Atlanta, Nashville, and Dallas Texas.

Apple Hospitality was formed through the mergers of several non-traded real estate investment trusts (REIT). Since becoming publicly traded in 2015, Apple Hospitality has generated consistent income growth and a steady monthly dividend of 10 cents per share ($1.20 annualized). Funds from operations (FFO, an important measure of REIT profitability) per share totaled 89 cents through the first six months of 2018, easily covering the 60 cents paid out in monthly dividends.

Which Cities Hold Africa’s Wealth?

Africa’s Evolving Economy

The economy in Africa is on the rise, and financial hubs are beginning to slowly emerge. While Africa has traditionally played a minor role in the world market and global economy, the continent is coming into its own as a hub for financial services and entrepreneurship. Africa’s growing elite has added approximately 19,000 new millionaires over the past decade, with total private wealth totaling approximately $2.3 trillion United States Dollars. An easy way for investors to invest in Africa’s growth is by purchasing the iShares MSCI South Africa ETF (exchange traded fund) through a stock broker such as Charles Schwab or TD Ameritrade.

Courtesy of: Visual Capitalist

The iShares MSCI South Africa ETF (exchange traded fund) is listed on the New York Stock Exchange with the symbol “EZA” and gives investors exposure to large and mid-sized companies that are located in South Africa. The iShares MSCI South Africa ETF (exchange traded fund) seeks to track the investment results of an index composed of South African companies that can benefit from Africa’s expected phenomenal growth during the next few decades.

The five wealthiest cities in Africa are located in three countries:

1. Johannesburg, South Africa ($276 billion)
Founded in the Witwatersrand Gold Rush of 1886, South Africa’s City of Gold is a hub for financial services, professional services (law firms and consultancies), construction, telecommunications, and basic materials.

2. Cape Town, South Africa ($155 billion)
One of South Africa’s three capital cities, Cape Town’s major sectors include real estate, financial services, retail, and tourism. Cape Town has the highest prime residential rates on the continent at US$6,100 per square meter, similar to cities such as Washington, D.C., or Berlin.

3. Cairo, Egypt ($140 billion)
A hub for Africa and the Middle East, Cairo’s major sectors include real estate, construction, financial services, and basic materials.

4. Lagos, Nigeria ($108 billion)
The clearing house for 80% of Nigeria’s imports, major sectors include basic materials, real estate, construction, telecommunications, transport, and financial services.

5. Durban, South Africa ($55 billion)
Home to the biggest shopping center in Africa – complete with 350 stores, 70 restaurants, 18 movie theaters, an IMAX theater, an indoor climbing wall, and a skate park designed by Tony Hawk – Durban’s major sectors include real estate, finance, healthcare, construction, retail, and transport.

How To Invest In Farmland – Gladstone Land & How To Invest In Farming & Buy Farmland Without Owning A Farm

Gladstone Land (Nasdaq stock symbol: LAND) invests in farms and farmland. The real estate investment trust (REIT) owns approximately 75 farms and 63,000 acres of land across nine states. Its land portfolio is valued at approximately $537 million and is 99.7% leased. The farmland owned by Gladstone Land is primarily used to grow fresh fruits and vegetables, rather than commodity crops like corn, wheat, and soybeans. The advantages of fresh produce farms are higher productivity and rents. Also, there is no tariff risk since production from Gladstone farms is consumed domestically and rarely exported.

The market for farmland is highly fragmented in the United States. In addition, roughly two-thirds of American farmers are nearing retirement age, creating many farm acquisition opportunities for Gladstone Land.

Gladstone had its initial public offering (IPO) in 2013 and pays monthly dividends. Farm portfolio growth and annual rent increases have fueled 11 dividend increases over five years and approximately 48% dividend growth.

Gladstone Land Stock Price.
Gladstone Land Stock Price.

How To Invest In Farming & Buy Farmland Without Owning A Farm

Investing in farming can seem like a good strategic move for real estate and land investors. After all, whether the overall economy is in recession or booming, people still have to eat food. Because of this, many real estate and land investors regard agriculture and farming investments as being recession-proof. Furthermore, as the world’s population increases, farming will play an increasingly important role in sustaining people around the world. That said, buying a farm is not very easy for the average investor because it can require a large capital commitment and the time and cost of operating or leasing farmland is often substantial. Fortunately, real estate and land investors have many other means to gain exposure to the sector without having to actually buy a farm.

Farmland Real Estate Investment Trusts (REIT)

The closest that an investor can get to owning a farm without actually purchasing farmland is by investing in a farming focused real estate investment trust (REIT). Some examples include Farmland Partners Inc. (New York Stock Exchange symbol: FPI) and Gladstone Land Corporation (Nasdaq stock symbol: LAND).

These real estate investment trusts (REIT) typically purchase farmland and then lease it to farmers. Farmland real estate investment trusts (REIT) offer many benefits, such as providing much more farmland diversification than by simply buying a single farm, as they allow an investor to have interests in multiple farms across a wide geographic region.

Farmland real estate investment trusts (REIT) also offer greater liquidity than does owning physical farmland, as shares in most of these real estate investment trusts (REIT) can be quickly bought and sold on stock exchanges for as little as $4.95 in commissions with a stock broker such as Charles Schwab. In addition, farmland real estate investment trusts (REIT) such as Gladstone Land (Nasdaq stock symbol: LAND) also decrease the amount of capital needed to invest in farmland, as the minimum investment is just the price of one real estate investment trust (REIT) share (or less if you use a stock broker that allows fractional shares). In other words, you can become an indirect farmland part owner for less than $100 United States dollars.

How To Purchase Land (Real Estate) Online The Easy Way | How To Easily Purchase Land On The Internet

This guide produced by ZARZAR LAND, one of eBay’s most prominent land sellers, is to provide information for people inquiring about purchasing land via the Internet. The information is displayed in a user friendly lay-out and the purchasing process instructions have been condensed into 3 easy steps. Take a look!

Step: 1 “What is it you’re looking for?”
There are several land sellers that sell property with buildings already on it, some land sellers sell undeveloped property that you may or may not be able to build on. Be sure that you read every word of the listing carefully. Top land sellers should be able to provide you with an eclectic amount of properties from various states throughout the nation. ZARZAR LAND sells properties in California, New Mexico, Colorado, Texas, Michigan and Florida to assure that they are providing their clients with choices so they may purchase a property that satisfies their needs.

How do I know that they really are selling me land and it is not just a gimmick?

True land sellers should be able to provide you with a parcel map. Some land sellers refer to parcel maps as “plat maps”. These are plotted maps that show where the property is located by using the unit, track, block and lot number. It is legal proof that the property does exist. Most properties should have an APN (assessor’s parcel number) ATN (assessor’s tax number) or Legal Description which is used to describe where property is located using directions. For example: NW ¼ of SE ¼ Section 5 Blk 3 Unit 1. This is used until the property is assigned an APN or ATN number. Keep in mind that if properties are being sold for a cheap price it is probable that the company has not visited this property and it should be stated on the listing. Be sure to read all disclaimers, because if you purchase the property without fully reading the listing and conducting your own research you could end up unsatisfied. Reputable sellers should provide disclaimers on their listing to make sure the client does not have any surprises after they purchase the property. As you can see, top eBay land sellers such as ZARZAR LAND have several disclaimers because they are honest with their clients up front. You can decipher a top land seller by viewing the land sellers who are placed at the top of the eBay land category acquisitions page. Purchasing property is a great investment and you want to make sure to take every precaution when doing so.

How do I know if I can build on this land? Are there utilities, road access, etc?

Conducting your own research guarantees that you will be completely sure of the correct answer. Regulations regarding properties tend to change, so the county will be able to provide you with the most updated information. Simply call the countys assessor’s office which you can search through an Internet search engine or you may contact the seller and they should have some contact information for that county. Contact the county where the property is located and provide them with the ATN/APN or Legal Description so they may provide you with all of the updated limitations and information regarding that specific property.

Step 2: Bidding
This is the second step because you should not bid on a property unless you know you want to purchase it. This is a system land acquisition companies use to make the purchase process a little more competitive. Clients enter bids on a particular property, but other potential clients may want that same property and enter in a higher counter bid. The winning bidder at the end of auction is the one who receives the property. It is important to note that the winning bid amount may have a minimum requirement of anywhere from $1, $100 or a hidden reserve price that only the seller has knowledge of. So make sure your bid meets those requirements if they exist.

Types of Auctions:
1. Normal
2. Straight Sale

A Normal auction is when the winning bid amount is the down payment price which is then subtracted from the total price of the property. ZARZAR LAND uses this method for most of their auctions because it allows people to purchase properties at low initial costs and then continue to make low monthly payments until the property is fully paid for. Legitimate land acquisition companies should state on their listings that client is only bidding on the down payment. ZARZAR LAND does this because they do not wish to trick their clients in any way.

A Straight Sale auction is when the client is bidding on the full price of the property. This means that there will not be any monthly payments involved, but perhaps some flat fees such as a $199 closing fee or other applied flat fees. This is a very fast method of purchasing property because you pay for the entire property all in one payment and then the transfer of ownership is expedited. Most sellers will have the phrase “straight sale” stated in their listing somewhere to make the client aware of the type of auction they are bidding on. ZARZAR LAND states the straight sale in the title of their listings to fully inform their clients.

Step 3: Purchasing
This is the last step to finalizing your property. Large Corporations will accept several types of payments. ZARZAR LAND accepts land payments through PayPal (an online payment service), personal check, corporate check, e-check, cashier’s check, money order, credit card (as long as they under $3,000), over the phone payment, electronic wire transfer payment and other payments in foreign currency are also accepted.

Some companies will offer discounts if the client pays in full within 30 days from the end of auction. ZARZAR LAND offers a 15% discount on the total price of the property as long as the payment is received within 30 days from the end of auction.

Texas Land Sales | Land For Sale In Texas

Below you will find the latest Texas land auctions and Texas land for sale. ZARZAR LAND carries the latest Texas land properties for sale based on investor interest and our Texas land listings are updated in real time from the leading Texas land sources from the ZARZAR LAND network. If you are looking for the latest Texas land auctions, Texas land sales, and Texas land for sale, then you have come to the right place right here on ZARZAR LAND – the Internet’s #1 land auction seller!



Texas Land Sales | Land For Sale In Texas

There is a saying that the secret to becoming extremely wealthy is to find out where people are going, getting there first, and buying land, for land is the basis of all wealth!

Acquiring quality Real Estate will soon be beyond the reach of most Americans as the population continues to increase. Furthermore, with extremely beautiful weather and thousands of recreational and entertainment activities, investing in Texas land can be considered an excellent investment for generations to come!

Furthermore, with Houston, San Antonio, Dallas, and an endless variety of beautiful beaches, Texas real estate is becoming a favorite investment for long term investors! As one of the world’s largest economies, Texas is the place to be in the investment world!

Thank you for your interest in

ZARZAR LAND!

The Place For Land!



The Basics of Buying Tax Liens in Texas

As the old saying goes, you get rich by buying low and selling high. A popular way to purchase real estate property at significant discounts is through Tax Lien sales.

What is a Tax Lien?

In most states a county will issue a tax lien on a person’s property that is late on paying real property taxes. Certain states allow the tax lien to become a first lien on the property, which is then turned around and sold at auction as a tax lien certificate.

Texas Tax Deed Auction Process

Texas does not have tax lien certificate sale, rather, they hold tax foreclosure sales (also called tax deed sales) on the first Tuesday of every month at the county. Times vary and it’s recommended that the investor contact the County Clerk’s office to find out the time.

When attending the tax lien sale, bring an acceptable form of payment, such as cash or cashier’s check, and then bid on tax lien properties. If the investor presents a winning bid, then he or she will pay the county, and the county will then issue a Sheriff’s Deed for the property purchased. Delinquent tax property deeds are sold to the highest bidder.



Texas Property Tax Sales

As the second biggest state in the United States, Texas has plenty of tax deed sales, also known as tax defaulted property sales. The Lone Star State’s tax deed sales mean when you pay for the past due taxes, you have the right to foreclose and own the property. However, the owner can buy it back by paying you for the past due taxes plus interest within a short period of time. That’s why most people refer to Texas as a “hybrid tax deed state.” The Smith County Tax Assessor’s office says this: “The owner may redeem the property at any time up to six months to two years after the sale. The redemption period varies for each property according to the type of property, the length of time we have been trustees, etc. When an owner redeems the property, he must pay the investor the amount paid at time of sale plus 25% and any costs of sale during the first year of redemption. During the second year, the investor is entitled to the amount paid at the time of sale plus 50% and any costs of sale.”

If you buy a tax deed in Texas, the owner typically has six months to pay you. The maximum amount of time is two years for homesteaded and agricultural property. If he does pay you, you earn 25 percent interest during the first year. You earn 50 percent interest in the second year. Redemption or redeem means the owner pays you to get the property back. He has a legal right to do this, within a certain amount of time in Texas.

When the tax assessor says his office is a “trustee,” that means his office filed a property tax lien. Local governments around the US put liens on the property when taxes are not paid. When collection efforts fail, the county sells the lien. It’s now a tax defaulted property. This is sold at a public auction.

There are two kinds of tax defaulted property auctions. The first is a tax lien sale; this gives you the right to collect the past due taxes, plus interest. Eventually, you can foreclose on the property and own it if the taxes are not paid. A tax deed auction means you get the property immediately. The owner can’t redeem it.

Auction Dates

Texas law requires tax deed auctions to be held on the first Tuesday of the month at the county courthouse. However, a county may not have a tax defaulted property auction every month. Texas also has 254 counties, so several counties have an auction every month. You can contact each county to find out when auctions are planned.



Park Hotels & Resorts (NYSE: PK), A Great Way To Own Hilton Hotels | Park Hotels & Resorts REIT (Real Estate Investment Trust)

Back in February 2016, Hilton announced its intention to spin off its real estate and timeshare businesses in an effort to unlock the value of its shares. Under the plan of reorganization, Park Hotels & Resorts (NYSE: PK) was created to hold the portfolio of hotel and resort properties that Hilton Worldwide owned. At the same time, Hilton Grand Vacations (NYSE: HGV) would be the new holder of Hilton’s timeshare business.

Under the terms of the spinoff, Hilton Worldwide investors received one share of Park Hotels & Resorts (NYSE: PK) stock for every five shares of Hilton common stock they owned. Similarly, one share of Hilton Grand Vacations (NYSE: HGV) stock was distributed for every 10 shares of Hilton common stock.

Following the spinoff, Hilton wanted to keep the value of its original company shares in the same range as it traded before the spinoff. The 1-for-3 reverse split was designed to accomplish that goal.

So at the end of the day, a shareholder with 300 shares of Hilton Worldwide would own the following positions:

60 shares of Park Hotels & Resorts (NYSE: PK);
30 shares of Hilton Grand Vacations (NYSE: HGV); and
100 shares of the new Hilton, after the reverse split was completed.



Freeing the individual divisions to conduct their own business has allowed each new company to pursue opportunities differently. The new publicly traded real estate companies hope that separately, they’ll produce better overall performance than they would have together, but the move has also allowed investors to vote with their feet and choose the parts of Hilton’s former integrated business that they like the best. Thus, real estate and Hilton investors shouldn’t be surprised if all three pieces of the former Hilton company end up doing well in the future. Continue reading “Park Hotels & Resorts (NYSE: PK), A Great Way To Own Hilton Hotels | Park Hotels & Resorts REIT (Real Estate Investment Trust)”

PowerShares KBW Premium Yield Equity REIT (Real Estate Investment Trust) Portfolio (Nasdaq: KBWY)

The clobbering in the REIT space isn’t a company here and a company there. Much of the industry has been getting pummeled amid inflation and interest-rate fears, with the investing world once again forgetting that REITs and their growing dividend payouts are well-protected against these forces over time.

That has created an opportunity that we’ve simply never seen before in the PowerShares KBW Premium Yield Equity REIT Portfolio.

The KBWY is unlike the Vanguard REIT ETF, Schwab US REIT ETF and other basic REIT funds in that this isn’t a collection of high-market-cap real estate plays. Instead, KBWY invests in a basket of 30 small- and mid-cap REITs and uses a methodology that allocates higher weights to stocks with higher dividends. Washington Prime Group and New Senior Investment Group are the ETF’s largest weights as of this writing.

KBWY’s yield had been expanding for years thanks to good, old-fashioned dividend growth, but the recent plunge in prices has shot the fund’s annual dole to an all-time high 8.4% on a trailing 12-month basis.

Simply put: If you believe in a near-term rebound across the board, this ETF will pay you more than most to express your inner bull.

PowerShares KBW Premium Yield Equity REIT Portfolio:

Dividend Yield: 8.4%

Expenses: 0.35%

Some small-cap dividend ETFs feature sizable allocations to real estate stocks while other funds in this category feature no real estate exposure. Investors without real estate exposure can take advantage of the high-yielding PowerShares KBW Premium Yield Equity REIT Portfolio (NASDAQ:KBWY).

KBWY has a 12-month distribution rate of 8.46%, well above what income investors will find on traditional real estate funds. While this dividend ETF has the capacity to hold mid-caps, its current portfolio is comprised entirely of small-caps, indicating that smaller real estate companies can provide investors with big income opportunities.

KBWY holds 30 stocks with an average market value of $1.99 billion, putting the fund at the upper end of the small-cap spectrum. This PowerShares ETF has outperformed several of its well-known large-cap rivals over the past three years, but KBWY has been more volatile than large-cap real estate ETFs over that period.